Expert VerifiedRight Equity Release Review (2025): Your Ultimate Guide!
- Last Updated: 05 Aug 2025
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Be aware. Equity release comes with drawbacks which are important to think about. Lifetime mortgages are secured loans. Compound interest means the amount you owe can grow quickly. Equity release reduces your estate's value and may impact means-tested benefits.Key Takeaways
- Right Equity Release offers access to multiple equity release plans and providers.
- They provide a free equity release calculator and no-obligation advice.
- Interest rates and fees vary by lender and product type.
- Customer reviews are generally positive, highlighting professional advice.
- Always compare plans to find the best equity release solution for your needs.
EveryInvestor is an unrelated 3rd party information website and the opinions in this article are our own and do not necessarily reflect the views or opinions of Right.
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Choosing the best equity release brand can be challenging! If you want to join the over 10,000 UK citizens who’ve unlocked equity this year, you’ll want to listen to this.
With so many brilliant options on the market, you could end up selecting the wrong equity release lender, only to regret it later.
Don’t worry; we’ve got your back. We’re here to share detailed information about the best equity release brands on the market, to help you make a sound decision.
In This Article, You Will Discover:
We’ve spent endless hours gathering the latest brand information with multiple expert consultations and a detailed review of over 350 brands in the industry.
Let’s take a look!
Who Is Right Equity Release Ltd and What Services Do They Offer?
The Right Equity Release Ltd was an equity release advisory company founded in 20101.
It appears that the company is currently undergoing a voluntary closure. It's therefore not operational.
Understanding the Equity Release Process in 2025
Equity release offers a means for those aged 55 and older to monetize their home's equity.
It allows homeowners to convert part of their property value into cash, avoiding the need for selling.
The loan's repayment is uniquely structured; it is deferred and settled from the property's sale, typically following the homeowner's major life developments.
Learn More: What Is An Equity Release Mortgage? and What Exactly Is the Process?
Choosing the Right Equity Release Plan Based on Your Needs
Choosing the right equity release plan is a personal decision heavily dependent on your individual circumstances and future goals.
The two main types, lifetime mortgage and home reversion, each offer unique benefits.
Balancing factors like the size of your estate, your age, health condition, and potential inheritance objectives will help guide your choice.
Remember, it's not a one-size-fits-all scenario - the right plan for you might not be right for someone else.
It's best to seek advice from a qualified financial advisor before making a decision.
As experienced professionals in the field, they can provide invaluable insights tailored to your situation.
They consider all the variables in play, like changing interest rates and market conditions, ensuring you opt for a plan that best suits your needs.
In-depth, personalized advice is crucial when making significant financial decisions such as this.
How Do Lifetime Mortgages and Home Reversion Schemes Work?
If you (and your spouse) are 55 or older, you may qualify for an equity release loan.
The age of the youngest homeowner will be considered. Furthermore, some schemes require you to be 60 or 65.
You may qualify for equity release if you own a home in the UK that is valued at £70,000 or more.
Learn More: The Equity Release Process and How it Works
Does Right Equity Release Offer a Free Equity Release Calculator?
No, there is The Right Equity Release Ltd does not currently have an equity release calculator.
If you'd like to discover how much equity you could release from your home, why not try our easy-to-use equity release calculator below?
How We Reviewed Right Equity Release’s Information and Services
We reviewed the information on Right by considering all of its available data so that we can give you the most credible information about it.
What Customers Say About Right Equity Release Ltd in 2025
Right Complaints
If you are dissatisfied with your experience and want to file a complaint, the easiest way to do so is to contact them directly through their website.
Alternatively, you can submit a review on a review site like Trustpilot or Feefo, and they will swiftly contact you to assist.
Equity Release Interest Rates in 2025: What to Expect
The type of scheme you select and the equity release provider your settle on will affect the interest rates you are able to secure.
Depending on your situation, equity release interest rates can range from 5.97% to 6.28%.*
View the latest equity release rates here.
*While we regularly review our rates, these may have changed since our last update.
Equity Release Fees and Charges Explained
On average, equity release fees are £1,500 to £3,000.
They may also offer you a free valuation; however, sometimes providers charge for this depending on your plan.
Types of Equity Release Plans Available in the UK
There are two equity release options available to you.
- Lifetime mortgage: is a mortgage secured on your property (provided it’s your main residence), while retaining ownership.
- Home reversion: is where you sell part or all of your home to a home reversion provider in return for a lump sum or regular payments. You have the right to continue living in the property until you die, but you must agree to maintain and insure it.
Popular Ways People Are Using Equity Release in 2025
- Gaining access to tax-free cash to supplement retirement income.
- Paying off a mortgage, debts, or loans.
- Giving money to family members and children who may need an income boost.
- Taking a dream trip.
- Buying the car of one’s dreams.
- Renovating one’s home or garden, which also should increase the property value.
Important Information About the Equity Release Providers We Compare
- They’ve helped more than 1 million people decide whom to turn to when releasing equity from their homes.
- They’ve been responsible for organising 1 in 3 plans that the Equity Release Council has on record.
Right Equity Release Contact Number and Office Address
- 0800 612 6755
- info@therightequityrelease.co.uk
- 21d Station Rd, Knowle, Solihull B93 0HL
Common Questions
Right Equity Release is a financial product that allows homeowners aged 65 and older to unlock the value of their property while still being able to live in it.
It works by providing a tax-free lump sum or regular income to the homeowner, which is repaid with interest when the property is eventually sold.
This can be a useful way for seniors to supplement their retirement income or fund specific expenses, such as home renovations or healthcare costs.
Right Equity Release can be a safe option for seniors, but it is crucial to understand the risks and seek professional advice before making a decision.
Reputable providers, like Right Equity Release, are regulated by the Financial Conduct Authority (FCA) and follow strict guidelines to protect consumers.
It is essential to consider factors such as interest rates, potential impact on inheritance, and long-term financial implications.
Consulting with an independent financial advisor can help ensure that Right Equity Release is suitable for an individual’s circumstances and provides peace of mind.
Applying for Right Equity Release is a straightforward process.
The first step is to research and compare different providers to find the most suitable option. Once a provider is chosen, an appointment can be scheduled to discuss the individual’s needs and eligibility.
During this appointment, a qualified advisor will explain the product, assess the homeowner’s property, and provide personalized recommendations.
If the homeowner wishes to proceed, the application can be completed, and the necessary legal and valuation processes will be initiated to finalize the release of funds.
Right Equity Release offers several benefits for seniors.
Firstly, it allows homeowners to access the equity tied up in their property without having to move or sell it. This can provide financial freedom and flexibility in retirement.
Secondly, the funds released are tax-free and can be used for various purposes, such as home improvements, travel, or helping family members.
Additionally, many equity release products offer lifetime fixed interest rates, ensuring stability and predictable repayments over time.
While Right Equity Release can be a valuable financial tool for seniors, it is essential to be aware of the potential risks.
The main risk is that the amount owed can grow significantly over time due to compound interest.
This means that the final repayment, including interest, could be considerably higher than the amount originally borrowed. Additionally, releasing equity from a property may reduce the inheritance left to loved ones.
Seeking professional advice, carefully considering the terms and conditions, and exploring alternatives are crucial steps in managing these risks effectively.
No, Right is not a member of the Equity Release Council.
Right is a subsidiary of the Coventry Building Society. Right now operates as an independent company but it could become part of another financial institution at some point in the future.
Right have a dedicated jobs page for the opportunities it offers.
Yes, Right does equity release.
They’re not a member of the Equity Release Council or a member of the Financial Conduct Authority.
In Conclusion
The Right Equity Release Ltd appears to be undergoing a voluntary closure.
Although it has not been finalised the company will not be able to offer any services of any kind.
With so many equity release providers and schemes available it's very likely that there is one out there that will meet your needs.
Get in touch with an equity release adviser who can help you navigate the market.
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