Home Reversion Calculator (2022)

How Much Cash Can You Release With a Home Reversion?
Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui
Use Our Home Reversion Calculator To Compare The Market to Find Out How Much Cash Can Be Released From Your House. Find the Lowest Home Reversion Rate Here…
TABLE OF CONTENTS

Home Reversion Calculator


It takes just 8 seconds of your time to discover how much cash you could unlock with a home reversion scheme!

Your property might be a goldmine and you don’t even know it.

Now you can discover:

  • What’s a home reversion scheme?
  • How it works.
  • How to use a home reversion calculator.

Our goal at EveryInvestor is to bring you the latest financial news to help you optimise your retirement income.

Therefore, our team has worked to achieve the most accurate home reversion scheme calculator on the market.

Wondering how much you could unlock?

Find out right now!

Before You Start Reading….

Let’s See How Much You Can Release 👇

 

Equity Release Calculator

Value of Your Home?

50000

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🔒 100% Secure & Fast

It’s VERY FAST, takes just 8 seconds

What’s a Home Reversion Scheme?

A home reversion plan is the second most popular type of equity release.

With this option, you’ll unlock the cash tied into your home, in exchange for selling all or a portion of your property below market value.

In exchange, you can remain in your home, rent-free, until you die or move to long-term care.

How Does a Home Reversion Scheme Work?

A home reversion scheme works by you selling 20% to 100% of your property below market value to your lender in exchange for equity.

Your home serves as collateral1 and the lender will take the full market value of their portion at the end of the loan term.

However, there is no fixed loan term. Instead, the home is sold to settle the debt when you die or enter long-term care.

How to Use the Home Reversion Calculator

Does a home reversion scheme sound like it could possibly be the right plan for you? If so, try our FREE home reversion calculator.

The equity release home reversion calculator will require you to input:

  • Your estimated property value
  • You age
  • Contact information

Our team will be in touch with an estimate of the maximum equity you can unlock.

The final offer will be subject to a detailed property valuation2. The whole process takes just 8 seconds!

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How Is My Final Home Reversion Offer Calculated?

Your final home reversion scheme offer is calculated based on your age, the value of your property, and the percentage of your home you’re opting to sell.

The older you are, the more equity you’ll be entitled to unlock.

Are Home Reversion Plans Regulated?

Yes, home reversion schemes are regulated by the Financial Conduct Authority,3 the body designed to safeguard practices in the UK financial sector.

Furthermore, legitimate and protected lenders will be members of the Equity Release Council, so always confirm membership before meeting with a provider.

The Council was formed in 1991 to weed out corruption in the industry.

Furthermore, member products offer essential guarantees.

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Will I Pay Interest on My Home Reversion Scheme?

No, there are zero interest charges on a home reversion scheme.

Instead, you sell all or a portion of your property to the lender at below market value.

When the home is sold, they will collect their portion at full market value, plus the benefit from a rise in property prices.

At the same time, if prices plummet, the lender will still only collect their share.

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Got Questions? We’ve Got Answers!

How Do You Calculate A Home Reversion?

How Do Home Reversion Plans Work?

What Are Home Reversion Schemes?

How Do You Use the Capital from the Home Reversion Plan?

In Conclusion

Now that you know how much cash is available through a home reversion scheme, you’re probably wondering what’s the next step?

We suggest you first understand all the home reversion scheme alternatives and the pros and cons of these plans.

In addition, get in touch with a whole of market financial adviser who can help you find the best plan for you and your family.

How Much Can You Release?

Use the FREE Calculator Below 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast

It’s VERY FAST, takes just 8 seconds

Editorial Note: This content has been independently collected by the EveryInvestor advisor team and is offered on a non-advised basis. EveryInvestor may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.