Home Reversion Calculator

How Much Equity Can You Unlock?

Before You Continue Reading, Why Not Try Our Free Calculator and Get an Estimate of How Much Equity Is Tied Into Your Property?

Could Your Property Support You During Retirement?

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What is Equity Release?

A Quick Intro to Equity Release

Equity release is a financial term for a group of products that allow you to unlock the capital1 invested in your home.

It can be either a lifetime mortgage product or a home reversion scheme.

The lump-sum amount released is tax-free.

Introduction to Equity Release Basics
How to Calculate Equity Release

How it Works

How Do You Calculate Equity Release?

You calculate the amount of equity you can release from your home differently depending on which provider and product you choose.

An independent adviser or broker will provide you with a detailed analysis of your finances and calculated options for various equity release products you could consider.

The amount of equity you can release varies from 30.9% to 59.3%; however, many factors influence this amount, such as your age and home value.

The Pros

Benefits Of Using An Equity Release Calculator

The benefits of an equity release calculator can be significant.

A calculator will allow you to obtain a rough idea of how much equity you could release from your home by utilising a lifetime mortgage.

Here are a few benefits of our calculator:

  • The calculator is simple to use and will provide you with an immediate emailed result with an estimate of your potential loan-to-value2.
  • You’re under no obligation to purchase any products or accept any offers.
  • We keep your personal information secure, so you can rest assured our calculator is safe.
Benefits of Using an Equity Release Calculator

How Much Can You Release with Home Reversion in 2024?

  • Last Updated: 19 Jan 2024
  • Fact Checked
  • Our team recently fact checked this article for accuracy. However, things do change, so please do your own research.

Contributors:

Francis Hui

Are You Looking to Release Equity With a Home Reversion Scheme? Learn How to Use a Home Reversion Calculator & How Much Equity You Can Unlock. Read on to Get the Answers You Need.

Let’s See How Much You Can Release in Seconds

Calculator - Main (Age, Prop Val & Phone)
53Years
50Years95Years

Drag me

£100000
£0£1500000

Drag me

Easy to Use & Very Fast
  • Easy to Use
  • Safe and Secure
  • Very Fast
  • Instant Results
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At Every Investor, our aim is to assist you in making informed financial choices. We are committed to maintaining rigorous editorial standards, yet it's important to note that our content may include references to our partner's products. For full transparency, here is an overview of how we earn money.

Have you avoided looking into home reversion because you don’t know how much you can get?

In the ever-changing world of equity release, it’s difficult to know what to expect.

Why not use a home reversion calculator and get an almost instant estimate on how much money you can release with home reversion?

In This Article, You Will Discover:

    Our specialist economic journalists at Every Investor spend their days and nights keeping updated on the latest home reversion market trends so we can bring you top-notch information.

    Let’s take a look!

    Home Reversion Calculator Tool

    What is a Home Reversion Plan?

    A home reversion scheme is an equity release plan offered by home reversion providers.

    You’ll sell all or part of your home to the provider in return for a tax-free cash lump sum.

    The value you get will be below market value, but you get to stay in your home as a life tenant in return.

    How Much Cash Can You Release With a Home Reversion?

    The amount of cash you can release with a home reversion plan will depend on how big a share in your property your are willing to sell to the provider.

    Typically, you can get between 20% and 60% of your home’s value.

    Your age also affects how much cash you can release, the older you are, the higher the percentage value you can receive.

    How Do You Calculate a Home Reversion?

    You can calculate a home reversion estimate by using a home reversion calculator like the one below.

    It’ll require you to enter some basic details such as:

    • The younger homeowners age.
    • Your marital status.
    • Your gender.
    • Your home’s location.
    • The estimated value of your home.
    • The size of the share in your property your are willing to sell.

    The calculator will then work out an estimate for you within a few short moments.

    How Does a Reversion Company Calculate Its Offer?

    A home reversion company calculates its offer using its own criteria.

    The main criteria that they use are your age and property value.

    Each deal is calculated individually, and the exact amount you can get will depend on your circumstances.

    What is a Home Reversion Calculator?

    A home reversion calculator is an online tool that uses your age and property value to give you an estimate of how much equity you could release and how much it may cost you.

    A home reversion calculator does not include an interest calculation because your are not charged interest1 on home reversion plans.

    How to Use a Home Reversion Calculator

    To use a home reversion calculator, you’ll need to enter your details online.

    • The age of the youngest homeowner (this must be 60 or over).
    • The estimated value of your home must be over £70,000.
    • Your property’s postcode to confirm it’s located in the UK.
    • If your application is individual or joint.

    Once you press submit, your results will be displayed and can also be emailed to you.

    Things to Know About Your Results

    It’s always pertinent to know that the results you receive are only a guide and are not the same as the value you could be offered by a provider.

    A calculator can’t get the same amount of detail as a proper application to assess your individual situation precisely enough.

    Where Can You Find a Home Reversion Plan Calculator?

    You can find a home reversion plan calculator right here on our page. Why not try it now!

    Our calculator is quick and simple to use; enter your details, hit submit, and receive your results in seconds.

    How Much Can I Receive With a Home Reversion Plan?

    You can receive between 20% and 60% of your home’s market value2.

    This will depend on your age, property market value and how big a share in your home you want to sell.

    How Will I Receive My Money?

    You can receive your money as a lump sum once-off, or regular access to a cash facility.

    Common Questions

    In This Article, You Will Discover:

      In Conclusion

      If your are considering home reversion and want to know how much you could get, it’s best to use an online home reversion calculator to obtain an estimate.

      We always promote responsible lending and encourage our readers to seek advice from an accredited financial adviser3 before making any decisions.

      Let’s See How Much You Can Release in Seconds

      Calculator - Main (Age, Prop Val & Phone)
      53Years
      50Years95Years

      Drag me

      £100000
      £0£1500000

      Drag me

      Easy to Use & Very Fast
      • Easy to Use
      • Safe and Secure
      • Very Fast
      • Instant Results

      Editorial Note: This content has been independently collected by the Every Investor team and is offered on a non-advised basis. While we try & keep the information up to date & correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services mentioned in the website. Learn more about our editorial guidelines.

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