Ashfords Equity Release: What Legal Services Does Offer it in 2024?

Ashfords Solicitors specialise in navigating the legal complexities of equity release, ensuring clients understand the contractual obligations and legal implications, as well as offering alternative financial solutions to accessing wealth tied to your home.
Ashfords Equity Release
  • Last Updated: 16 Sep 2024
  • Fact Checked Fact Checked
  • Our team recently fact checked this article for accuracy. However, things do change, so please do your own research.

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Francis Hui
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Considering financial planning for retirement? Discover how Ashfords' legal expertise can guide you through property and financial planning decisions.
Key Takeaways
  • Ashfords provides alternatives to equity release, such as downsizing and remortgaging, and although they do not directly offer equity release, their financial planning services can help unlock the wealth tied up in your home through other means.
  • Benefit from Ashfords’ guidance in estate planning and wills, essential for asset management when considering options beyond equity release, and receive expert legal advice on property and financial matters to make informed decisions about your assets without resorting to equity release.
  • Consult Ashfords for advice on pension planning and investment strategies as effective alternatives to equity release, ensuring financial security in retirement.

Exploring financial planning options? Learn about Ashfords’ role in providing legal advice for those considering equity release through other providers.

It’s important to clarify that Ashfords does not offer equity release or lifetime mortgages.

Ashfords continues to offer a range of other legal and financial services tailored to meet various needs.

While exploring your financial options, please note that our team at EveryInvestor is dedicated to providing detailed insights into the equity release market to assist you in making informed decisions.

In This Article, You Will Discover:

    Therefore:

    NOTEEveryInvestor is an impartial and unconnected third-party information provider via this website, and the details replicated in this commentary represent the opinions of EveryInvestor only and may not reflect the views or opinions of Ashfords. This article must not be interpreted as advice, nor is it a solicitation to conduct transactions in any financial product provided by Ashfords.

    How Ashfords Stands Out in Devon’s Legal Market

    Ashfords stands out in Devon’s legal market with its comprehensive legal, professional, and regulatory services tailored to individual client needs.2

    They offer their expertise to a diverse clientele, including business owners, private individuals, large corporations, and non-profit organisations.

    Their wide range of services ensures that they can meet the varied legal needs of their clients across Devon and beyond.3

    What Legal Expertise Does Ashfords Bring to Devon?

    Ashfords does not offer equity release services but provides unmatched legal expertise in property, financial planning, and more.

    For those requiring assistance in other legal matters, Ashfords offers the expertise and guidance necessary to navigate the complexities of the legal system effectively.

    Individuals in Devon or elsewhere looking for equity release options should consult with specialized providers in this area.

    What Legal Advice Does Ashfords Provide for Your Financial Planning in Devon?

    It’s important to note that Ashfords, a distinguished legal firm known for its wide array of legal, professional, and regulatory services, does not offer equity release home loans or lifetime mortgages.

    Their expertise spans supporting business owners, private individuals, large corporations, and non-profit organizations with varied legal needs across Devon and beyond.

    How Can Ashfords Help with Your Financial Planning?

    Ashfords can assist in your financial planning by offering legal advice on property and helping navigate the implications of financial decisions.

    Why Seek Ashfords’ Legal Advice for Financial Products in Devon?

    Seek Ashfords’ legal advice when considering other financial products to ensure your decisions are legally sound.

    Most Sought-After Legal Services by Ashfords in Devon

    • Gaining access to tax-free cash to supplement retirement income
    • Paying off a mortgage, debts, or loans
    • Giving money to family members and children who may need an income boost
    • Taking a dream trip
    • Buying the car of one’s dreams
    • Renovating one’s home or garden, which also should increase the property value

    How Can Ashfords’ Expertise Benefit Your Legal and Financial Needs in Exeter?

    Leverage Ashfords’ legal expertise to secure your financial planning and estate planning, ensuring a thorough legal review of your financial strategies.

    Where to Turn for Legal Advice on Financial Decisions?

    For those in Exeter exploring their options, it’s crucial to consult with specialized financial providers for equity release products.

    These services are designed to offer retirees financial flexibility by allowing them to release equity tied up in their property, all without the necessity of moving out.

    Competitive interest rates, favorable loan-to-value ratios, and the advantages of such financial mechanisms—including receiving a tax-free lump sum or supplementary income—require thorough investigation and advice from experts in the field of financial planning.

    Why Is Seeking Legal Expert Advice Crucial?

    While Ashfords excels in delivering legal, professional, and regulatory advice and support across a variety of areas, individuals interested in understanding the intricacies of equity release, including the process, benefits, and safeguards like the ‘no negative equity guarantee’, should engage with financial institutions or advisors specializing in these products.

    Ashfords remains a reliable partner for legal advice and services, offering invaluable support for a range of needs from property law to estate planning, thus ensuring that their clients in Exeter and beyond receive the highest standard of professional care.

    How Can Ashfords Guide You Through Estate Planning and Inheritance in Devon?

    When considering equity release products as part of financial planning in Devon, it’s vital to understand the potential impacts on inheritance and estate planning.

    Equity release, typically involving borrowing against your home’s value, can reduce the estate’s worth due to the repayment of the loan and accrued interest from the estate upon the homeowner’s death or move to long-term care.

    Although Ashfords does not offer equity release or related financial products, they can provide expert legal advice on how such decisions might integrate with your estate planning.

    Planning your estate, including wills, trusts, and legacy planning, requires careful consideration to ensure your wishes are fulfilled, and your loved ones are protected.

    Comprehensive Legal Services from Ashfords for Financial Planning in Devon

    When it comes to equity release in Devon, it’s important to note that Ashfords, known for their comprehensive legal and professional services, does not provide equity release products, nor do they offer tools like equity release calculators.

    Their expertise lies in legal advice, encompassing a broad spectrum of services tailored to meet the needs of businesses, individuals, and organizations.

    How Do Ashfords’ Legal Consultations Benefit Devon Homeowners?

    No, Ashfords does not have an equity release calculator.

    Ashfords’ legal consultations provide clarity and legal insight for Devon homeowners planning their financial future, including considerations for equity release.

    If you are looking for an equity release calculator, you can use the one below for an approximation of how much equity you could release from your home.

    How Are Ashfords’ Legal Services Evaluated for Quality?

    Ashfords’ legal services are rigorously reviewed for quality, ensuring you receive comprehensive legal advice based on the highest standards.

    What Do Customers Say About Ashfords’ Legal Services?

    How to Ask Questions About Ashfords’ Legal Services?

    If you are dissatisfied with your experience with Ashfords and want to file a complaint, the easiest way to do so would be to contact its Risk and Compliance Team.

    You can contact the team by letter, phone or email as detailed below:

    Address: Risk and Compliance, Ashfords LLP, Ashford House, Grenadier Road, Exeter, EX1 3LH

    Tel: 01392 333 535   

    Email: risk&compliance@ashfords.co.uk

    Alternatively, you can submit a review on a review site like Trustpilot4 or Feefo5, and the firm will swiftly contact you to assist.

    What Legal Advisery Services Does Ashfords Offer?

    As you navigate through the complex world of financial planning and legal services, it’s crucial to have accurate information about the services offered by law firms like Ashfords.

    Recent discussions and inquiries have brought to light some confusion regarding Ashfords’ involvement with equity release schemes in Exeter.

    It’s important to set the record straight: Ashfords is a law firm that does not provide equity release or lifetime mortgage services.

    How Does Ashfords Provide Legal Insight on Financial Strategies?

    While equity release plans typically come with early repayment charges and specific exit strategies, it’s essential to note that these aspects do not apply to Ashfords, as the firm does not engage in offering equity release services.

    These charges are usually associated with financial institutions or lenders that provide equity release, intended to cover the lender’s costs if a plan is repaid earlier than agreed.


    Based on the updated information that Ashfords does not offer equity release or lifetime mortgage services, here’s a revised version of your article that corrects and clarifies their position:


    What Are the Fees for Ashfords’ Legal Services?

    As you navigate through the complex world of financial planning and legal services, it’s crucial to have accurate information about the services offered by law firms like Ashfords.

    Recent discussions and inquiries have brought to light some confusion regarding Ashfords’ involvement with equity release schemes in Exeter.

    It’s important to set the record straight: Ashfords is a law firm that does not provide equity release or lifetime mortgage services.

    What Are the Fees for Ashfords’ Legal Services?

    Ashfords’ fees for its range of legal services are competitive and market-related.

    Those interested in the firm’s legal expertise and services should directly contact Ashfords to inquire about specific fees.

    It’s important to differentiate between legal service fees and the fees related to equity release services, which Ashfords does not offer.

    Where to Find Legal Advice for Financial Planning?

    For individuals exploring the possibility of equity release, it’s crucial to understand that Ashfords, as a law firm, does not offer this financial service.

    However, recognizing the importance of accurate and reliable information in making such significant financial decisions, we recommend consulting with dedicated financial advisors or companies that specialize in equity release.

    Our comprehensive list of  equity release companies available on the market can serve as a valuable starting point for those looking to find a service better suited to their needs.

    How Does Ashfords Provide Legal Advice for Financial Planning?

    • They have helped more than 1mln people decide whom to turn to when releasing equity from their homes
    • They have been responsible for organising one in three plans that the Equity Release Council has on record

    What Legal Services Does Ashfords Offer in Devon?

    When considering legal services in the realm of financial planning and management in Devon, Ashfords distinguishes itself through its personalized approach and a broad spectrum of legal solutions.

    It’s crucial to clarify that Ashfords, as a reputable law firm, does not provide equity release products or services.

    However, their expertise in legal matters surrounding financial decisions makes them a valuable resource for those needing legal advice in related areas.

    How Does Ashfords Differentiate Between Legal Services and Financial Products?

    Unlike equity release providers that offer financial products such as loans and mortgages against the value of your home, Ashfords focuses on providing legal services that encompass a wide range of needs, including advising on the implications of financial decisions such as equity release from a legal standpoint.

    What Tailored Legal Solutions Does Ashfords Provide?

    Ashfords prides itself on delivering tailored legal advice that aligns with individual client needs, including those considering financial products offered by other providers in Devon.

    While they do not offer equity release themselves, their expertise can help clients navigate the complexities of such financial arrangements, including understanding the legal implications, contractual obligations, and potential risks.

    How Does Ashfords Ensure Regulatory Compliance and How Can You Contact Them?

    Ashfords adheres strictly to legal standards and guidelines, ensuring all advice and services meet the Solicitors Regulation Authority’s rigorous compliance requirements.

    Which Regulatory Authorities Oversee Ashfords’ Legal Practice?

    • Solicitors Regulation Authority6

    What Is Ashfords’ Equity Release Registration Number?

    • SRA Number: 508761

    Find Ashfords’ SRA and Companies House Information for Equity Release

    How Can You Contact Ashfords for Legal Services in Exeter?

    • +44 1392 337 000
    • website@ashfords.co.uk
    • Ashford House, Grenadier Road, Exeter, Devon, EX1 3LH.

    What Are the FAQs About Ashfords’ Legal Services?

    What Legal Services Does Ashfords Offer in Devon Related to Property and Financial Planning?

    How Can Legal Advice from Ashfords Assist Homeowners in Exeter Considering Equity Release?

    Why Should Homeowners Seeking Equity Release in Devon Choose Ashfords for Legal Advice?

    What Considerations Does Ashfords Advise on Regarding the Risks of Financial Planning and Equity Release?

    How to Access Ashfords' Legal Services for Equity Release and Financial Planning in Devon?

    What Is Ashfords' Approach to Providing Legal Services in Devon?

    How Does Ashfords Ensure Compliance and Provide Security in Legal Services?

    How Does Ashfords Differentiate Its Legal Services in the Competitive Devon Market?

    What Makes Ashfords a Trusted Choice for Legal Advice in Property and Financial Planning?

    How Can Ashfords’ Legal Expertise Benefit Those Considering Equity Release?

    Although Ashfords once offered specialised equity release advice, they have since moved away from the equity release market altogether.

    Peter Barton used to be the head of their equity release team and has now launched his own firm, Barton Law.

    If you were looking at Ashfords for legal services relating to an equity release application, you are out of luck, but with so many options on the market, you are sure to find the right fit.

    The features mentioned and the amounts raised, are subject to the lender’s criteria, terms, and conditions. These may take into account the age, health, and lifestyle factors in order to provide an enhanced amount. To understand the features and risks, ask for a personalised illustration.

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