Understanding Equity Release Costs Checklist
Discover essential tips on understanding equity release costs, presented in a clear and concise format to help you make informed decisions quickly.

Founder of EveryInvestor
Bert Hofhuis is committed to providing accurate, easy-to-understand content for later life financial planning.
His team offers invaluable resources to the community, making these guides helpful for anyone committed to making informed financial decisions.
You’ll learn about
Initial Fees and Charges
Detailed information on upfront costs such as arrangement fees, application fees, and valuation fees.
Interest Rates
An explanation of how interest rates are applied to equity release products, including fixed vs. variable rates and the impact on overall costs.
Ongoing Fees
Information on any ongoing fees associated with equity release, such as maintenance fees, annual fees, or management fees.
Legal Fees
An overview of the legal fees involved in setting up an equity release plan, including the cost of independent legal advice and property conveyancing.
Early Repayment Charges
Details on early repayment charges (ERCs), how they are calculated, and under what circumstances they might be applied.
Impact on Inheritance
How the costs of equity release can affect the value of your estate and the inheritance you leave behind.
Hidden Costs and Potential Pitfalls
Awareness of any hidden costs or potential pitfalls, such as fees for additional borrowing or charges for changing your equity release plan.
Total Repayment Amount
How to calculate the total amount repayable over the term of the equity release plan, including interest and fees.
Comparison with Alternative Options
A comparison of the costs of equity release with alternative options, such as downsizing, remortgaging, or other forms of borrowing.
Our guide is comprehensive.
This crucial guide to understanding the costs of equity release is regularly updated to reflect the latest insights and market developments. We will promptly inform you when a new edition becomes available for download in your resource area.
“We make finance simple — so you can plan your future with confidence.
We’ve packed the most important facts, pros and cons, and alternatives and practical into this guide.
It contains the information your need to start planning a secure, stable financial future.”
– Bert Hofhuis
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How Do I Know the Guide Includes the Latest Information?
Our team of equity release experts make it their mission to update the guide as regularly as new information becomes available.
We pride ourselves in presenting you with the most current source of vital information on equity release offers.
In Which Format Will I Receive the Guide?
The guide will be downloadable in a PDF.
This is a common electronic format your device (laptop/computer/phone) will be able to open.
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