Rachel Wait

Rachel Wait

Personal Finance Expert

About the author

Rachel Wait is a consumer journalist and editor with vast experience in the world of personal finance. Her work spans a wide variety of subjects including money matters, insurance, property and consumer affairs. She frequently appears in top publications and media platforms.


Rachel has an Honours Degree in English from Exeter University and is naturally skilled in writing and narrative structure. As a student she held the position of Features Editor at her university’s newspaper.

Since graduating, her roles have included Deputy Editor for loveMONEY, Editor for TravelSupermarket and Managing Editor for MoneySupermarket. She has an excellent reputation as a writer and editor and is also a sought after online journalist and marketer. 


Rachel is constantly writing articles on her major passion, personal finance. She loves simplifying money matters for everyone. She writes on topics such as life insurance, personal loans, equity release and credit cards. She also has a keen interest in home improvement and energy utilisation.

When she’s not hard at work, she enjoys spending time at home creating confectionery masterpieces! 

You can find her articles in publications such as Mail on Sunday, The Observer, Evening Standard, Top Ten Reviews, The Spectator, Forbes Advisor UK, Uswitch, Money to the Masses, Swoop Funding, The Money Edit, Finder, Shares Magazine, loveMONEY and MoneySuperMarket.



Featured In

Most Recent Articles

london high street

Lifetime Mortgages & High Street Banks

Equity release is bigger than it’s ever been in the UK. What this has meant for the industry is that larger banks are cottoning on to the idea of allowing clients over the age of 55 to unlock the cash tied into their estates. Behold, the High street banks! One of the big guys who’ve

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is equity release the right thing for me

Is Equity Release the Right Thing for Me?

Will Equity Release Help Me or Harm Me? Find Out Here Is Equity Release the Right Thing for You & Your Situation? Will it Land You in Trouble? We Look at the Pros & Cons to Help You Decide if it’s the Right Thing for YOU… Releasing equity is a big decision and you want

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What's Inheritance Tax

Understanding Equity Release and Inheritance Tax

Think about this for a moment: What happens if you die before you have paid off the loan? That’s where inheritance tax comes in. We’ll find out more about this, as well as some other viable options available to retirees. What Is Equity Release? An equity release is a financial arrangement that allows an individual

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Written by
Taylor Holt
Estate Planning Expert

Taylor Is Our Resident Estate Planning Expert. He Knows That Everything Revolving Around Wills or Funeral Planning Can Be a Sensitive Subject That People Don’t Like to Discuss. But He Also Knows How Important It Is to Know All There Is to Know About It. Taylor Makes It His Mission to Spread Awareness About Estate Planning, and We Believe Everyinvestor Is the Best Platform to Do That.

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Written by
Monique Pittman
Pensions Expert

Monique Is Our Resident Pensions Expert. Many People Postpone Planning Out Their Pension, Thinking That Is Something They’ll Have to Worry Much Later in Life. Monique Knows How Important It Is to Start Planning Your Pension Early, and She Wants You to Know It Too!

Rachel Wait

Written by
Lisa Schilling
Insurance Expert

Lisa Is Our Resident Insurance Expert. She Knows How Important It Is to Be Ready for Any Scenario, Especially When a Family Member Is Involved. Nobody Likes Being Found Unprepared in a Tough Situation! Lisa Can Find the Best Insurance to Cover Your Every Need, Present and Future.

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Written by
Doyle Edwards
Mortgages Expert

Doyle Is Our Resident Mortgages Expert. He Comes From a Long Line of Financial Gurus, and It Truly Shows. Despite His Young Age, There Is No Question He Cannot Answer When It Comes to Mortgages, and His Ability to See Outside of the Box to Find the Best Mortgage Deals Is Truly Impressive.

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Written by
Jason Stubbs
Equity Release Expert

Jason Stubbs Is a Specialist in the Equity Release Sector. He Enjoys Helping Older People Who Are Struggling Financially Get Out From Under Financial Pressure.

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Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.

Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
Mark Patterson

Written by
Mark Patterson
Mortgage Expert

Mark Patterson is a well-known expert in mortgages. He has been working as an expert for over 15 years, and he specializes in the UK mortgage market.
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Katherine Read
Consumer Affairs Writer

She writes on the topics of equity release, home reversion, and mortgages.

Nicola Date

Nicola Date
Writer & Journalist

Nicola is a financial writer for EveryInvestor and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.