How to Check Your Equity Release Plan Is Safe and Regulated
Equity release safety in 2026 depends on five essential checks including FCA authorisation, transparent fees, reliable advice, no negative equity guarantees, and clear contract terms.
About
Rachel Wait
Personal Finance Journalist
Rachel is an Experienced Journalist Specialising in Personal Finance, Property, Credit/Debt and Consumer Affairs, With Articles Featuring in Both National Newspapers and a Range of Personal Finance Websites.
Rachel's Education
Rachel Knows About
- Financial Services
- Equity Release
- Mortgages
- Retirement Mortgages
- Personal Finance
- Consumer Affairs
Rachel's Academic History
Qualifications
Rachel, a BA English Honours graduate from the University of Exeter, discovered her flair for writing and storytelling during her university years.
She honed these skills as the Features Editor for Exeposé, the university’s student newspaper, in her final years there.
Rachel's Work Experience
Rachel is on the Job
Rachel loves the rush of uncovering leading stories in personal finance, covering areas like life insurance, personal loans, equity release, and credit cards, while also exploring her passion for energy and home improvement.
Her articles have been featured in prominent publications such as the Mail on Sunday, the Observer, Evening Standard, Top Ten Reviews, The Spectator, Forbes Adviser UK, Uswitch, Money to the Masses, Swoop Funding, The Money Edit, Finder, Shares Magazine, loveMONEY, and MoneySuperMarket.
Rachel's Top Picks
Take Your Knowledge to the Next Level
Is Equity Release a Good Idea for You? The Key Pros and Cons
Equity release pros and cons in 2026 reveal benefits like flexible income and no monthly repayments, but risks include rising interest and inheritance impact. Keep
