Is Equity Release a Good Idea in 2025? 5 Pros & Cons to Consider
Equity release pros and cons in 2025 reveal benefits like flexible income and no monthly repayments, but risks include rising interest and inheritance impact. Keep
About
Paul Sawyer
External Compliance Officer
Paul Is an External Compliance Expert and the Director of Alpha Capital Compliance Limited, Known for Its No-Nonsense Approach to Financial Compliance. With Expertise in Regulatory Updates, Compliance Auditing, and Due Diligence, Paul Is a Trusted Name in UK Finance.
His Specialties Include Equity Release, Lifetime Mortgages, Pension Drawdown, Retirement Planning and Helping Clients Navigate Complex Financial Landscapes With Ease.
Paul's Education
Paul's Work History
Paul Knows About
- Financial Services
- Mortgages
- Compliance
- Financial Conduct Authority Requirements
Paul's Qualifications & Courses
Featured In & Other References
- Alpha Capital Compliance Limited Companies House
Paul's Experience
Looking Back
Paul got his start in financial services in 1976 and has worked in most arenas in financial services including Stockbroking, Investment and Retail Banking, Funds and Asset Management, as well as Energy Commodities, Online Forex and CFD broking.
This broad base of experience provides a well-rounded knowledge of most financial product types and services.
Paul is currently the Director of Alpha Capital Compliance Limited.
Paul has worked for:
- Alpha Capital Markets Plc (Company No: 11998181)
- Trastra Ltd (Company No: 10966907)
- FXOPEN Ltd (Company No: 07273392)
Paul's Memberships
Professional Bodies
- Member of the Association of Professional Compliance Consultants (APCC)
- Alpha Capital Compliance is a Member of The Compliance Register (TCR)
- Complyport Associate Program Member
In the past, Paul has also been registered the FCA for:
- Controlled Functions SMF29 (Senior Management Function)
- CF10 (Compliance Oversight)
- CF10a (CASS Oversight)
CF11 (Money Laundering Reporting Officer)
Paul's Education
Putting In The Hard Work
- Securities and Futures Authority Registered Representative
- Securities and Futures Authority Futures and Options Registered Representative
- FCA accredited Futures and Options Association ‘Compliance in Derivatives’ exam
Paul's Top Picks
Take Your Knowledge to the Next Level
Is Equity Release Safe in 2025? 5 Critical Safety Checks
Equity release safety in 2025 depends on five essential checks including FCA authorisation, transparent fees, reliable advice, no negative equity guarantees, and clear contract terms.
