
Is Equity Release a Good Idea in 2025? 5 Pros & Cons to Consider
Equity release pros and cons in 2025 reveal benefits like flexible income and no monthly repayments, but risks include rising interest and inheritance impact. Keep
Katherine Read Is a Financial Writer Known for Her Work on Financial Planning and Retirement Finance, Covering Equity Release, Lifetime Mortgages, Home Reversion, Retirement Planning, SIPPs, Pension Drawdown, and Interest-Only Mortgages.
Katherine has a wealth of experience with different financial topics. If you would like her quote on your article, please reach out.
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Katherine graduated with an honours degree in business. She joined the world’s largest shipping company, Maersk, where she was rewarded with entrance into their international management fast-track program.
She received exposure and hands-on experience in the finance, marketing and sales departments (amongst others) and oversaw the implementation of SAP in Tanzania.
Her efforts at Maersk saw her graduating amongst the top 10% in the MISE training programme. This grounding cemented her deep interest in the world of finance where she obtained a wide variety of experience from various positions she held throughout the sector.
Since then she has worked in several writing and reporting roles in the areas of personal finance and business. One of Katherine’s goals is to encourage more transparency in financial services and to empower financially those who are planning for their retirement.
She is well versed in the subjects of equity release, home reversion, mortgages and aged care.
Equity release pros and cons in 2025 reveal benefits like flexible income and no monthly repayments, but risks include rising interest and inheritance impact. Keep
Equity release safety in 2025 depends on five essential checks including FCA authorisation, transparent fees, reliable advice, no negative equity guarantees, and clear contract terms.