
How to Check Your Equity Release Plan Is Safe and Regulated
Equity release safety in 2025 depends on five essential checks including FCA authorisation, transparent fees, reliable advice, no negative equity guarantees, and clear contract terms.
Bert Hofhuis is a financial entrepreneur who specialises in equity release, lifetime mortgages, and retirement planning. With decades of experience in international finance and asset management, he translates complex financial systems into practical, easy-to-understand advice. His work empowers readers to make confident, informed choices about their financial futures.
Bert’s career spans multinational corporations, government advisory roles, and financial consulting across Africa, Europe, and Asia. He has worked with organisations such as Nathan Inc, Grindrod, GIZ, and the EU on large-scale finance and logistics projects.
In the last decade, Bert shifted his focus to personal finance in the UK, founding EveryInvestor, a platform dedicated to making retirement and mortgage decisions clear and accessible. Today, he combines his corporate finance background with a consumer-first approach, covering key areas such as:
Equity Release & Lifetime Mortgages – guiding consumers through complex products with clarity.
Pensions & SIPPs – offering practical advice on retirement savings and personal pension options.
Later-Life Mortgages – helping retirees explore borrowing with confidence and security.
Wealth & Estate Planning – simplifying financial strategies for long-term stability.
Bert is a trusted source for journalists covering personal finance, retirement wealth, and borrowing in later life. His insights have been featured in outlets including Yahoo Finance, Business Matters, Al Jazeera, and Seeking Alpha.
Here are a few of his recent quotes.
Bert provides expert comment, practical soundbites, and clear analysis for journalists covering retirement finance, equity release, and later-life planning.
If you would like him to quote on your article, please reach out.
For press or media enquiries, contact: press@everyinvestor.co.uk

In his long professional career, Bert has worked with multinational companies and governments, consulting on various financial and logistical projects in Africa, Europe and Asia.
Most notably he was recognised for his contributions to:
In the last ten years, Bert has changed his expertise to personal finance in the UK. This pivot led him to establish EveryInvestor, a platform dedicated to demystifying complex financial decisions for the everyday person. With a strong background in corporate finance, Bert recognised a gap in personal financial education and sought to fill it.
EveryInvestor, under Bert’s leadership, is committed to providing accurate, easy-to-understand content. The platform is designed to empower readers to make educated financial decisions, whether they are just starting to think about retirement or are well into their financial journey.
Bert and his team of financial writers and experts focus on delivering integrity-first, people-oriented content that simplifies the complexities of later-life finance.
“I have known Bert for over 40 years and have always been impressed by his professionalism and integrity in his business dealings.”
Nigel Grey, former Treasury Manager at De Beers Group.
“Bert has a professional and a solutions driven approach to managing and facilitating projects, and an open and engaging leadership style.”
Anand Bunsee, Internal Audit Strategist at Procursus.
“Bert elevated the operational capability, setting performance management strategy and best practice sharing across the entire Sub-Saharan Africa.”
Jan van Rooyen, Project Leader at Imres B.V.
At EveryInvestor, Bert leverages his corporate finance acumen to lead a team dedicated to helping individuals navigate the often opaque world of personal finance.
The site aims to break down complicated financial topics into clear, actionable information. It is a resource for those facing pivotal financial choices, particularly in retirement planning and equity release.
The ambition of EveryInvestor is to provide clear, authoritative guidance on financial matters, focusing especially on the nuances of equity release and retirement planning.
Our mission is to deliver knowledge that enables people to confidently manage their financial future.
Central to our ethos is offering reliable, thoroughly vetted content that cuts through the complexity of financial planning.
We strive to be the go-to resource for individuals at any point in their retirement journey, maintaining content that is current, pertinent, and understandable for everyone, no matter their level of financial expertise.
Our strategy is to constantly innovate in how we present financial information, stay ahead of industry trends, and provide comprehensive tools, like our free calculators, to support informed financial choices.
EveryInvestor is committed to creating content that does more than inform—it prepares our readers for meaningful discussions with financial advisors, instilling a sense of readiness and assurance.
To make our vision happen we are growing a team of professionals who offer a wealth of knowledge and a range of viewpoints, ensuring our content meets the diverse needs of our readership.
Our dedication to honesty and ethical reporting is paramount, as we work to maintain and strengthen the trust our readers place in us.

Equity release safety in 2025 depends on five essential checks including FCA authorisation, transparent fees, reliable advice, no negative equity guarantees, and clear contract terms.

Equity release pros and cons in 2025 reveal benefits like flexible income and no monthly repayments, but risks include rising interest and inheritance impact. Keep