Equity Release Calculator

How Much Equity Can You Unlock?

Before you continue reading, why not try our FREE equity release calculator and discover how much value is tied into your property?

Perhaps you have the key to your retirement fortune without even knowing it!


Equity Release Calculator

Value of Your Home?


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What's Equity Release?

A Quick Intro to Equity Release

Equity release is a financial term for a group of products that allow you to unlock the capital1 invested in your home.

It can be either a lifetime mortgage product or a home reversion scheme.

The lump-sum amount released is tax-free.


How it Works

How Do You Calculate Equity Release?

You calculate the amount of equity you can release from your home differently depending on which provider and the product you choose.

An independent adviser will provide you with a detailed analysis of your finances and calculated options for various equity release products you could consider.

The amount of equity you can release varies from 20% to 60%; however, many factors influence this amount, such as your age and home value.

The Pros

Benefits Of Using An Equity Release Calculator

The benefits of an equity release calculator can be significant.

A calculator will allow you to get a rough idea of how much equity you could release from your home by utilising a lifetime mortgage.

Here’re a few benefits of our calculator:

  • The calculator is simple to use and will provide you with an immediate emailed result with an estimate of your potential loan-to-value2.
  • You’re under no obligation to purchase any products or accept any offers.
  • We keep your personal information secure, so you can rest assured our calculator is safe.
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Equity Release Calculator
How Much Cash Can You Unlock With Equity Release?
Are You Looking for an Equity Release Calculator to Find Out How Much Cash You Can Unlock? Learn How to Calculate Equity Release. Keep Reading to Find Out More.

Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui

equity release calculator

Get in on the latest equity release calculator offerings before it’s too late!

With later life mortgages growing throughout the UK every day, more than £4.8 billion has been paid out to later life lenders since 2021.

Why not find out how much you qualify for?

As experts in our field, we discuss the following in this article:

    We’re constantly monitoring the equity release market to make sure we bring you sound financial information.

    Use the equity release calculator today to start your journey towards increased cash flow.

    Knowledge is power!

    What Information Is Required To Use an Equity Release Calculator?

    The calculator only requires a few simple details:

    • A rough estimate of how much your home is worth.
    • How much is outstanding on your current mortgage if you’ve one.
    • Your contact information.

    How Does An Equity Release Calculator Work?

    An equity release calculator works by considering your age and property value to calculate how much equity you could release from your home.

    The estimate sent to you’ll include a minimum and maximum amount that you could borrow.

    Equity Release Calculator Results Explained

    It’s pertinent to note that the preliminary results you get from the calculator are an estimate.

    Each lender’s set of circumstances varies.

    You’ll only receive a precise quote on how much you can borrow following a home valuation and a consultation with a provider or financial adviser.

    Once it has been established how much you can loan, you’ll be offered an interest rate based on that amount and your circumstances.

    Common Questions

    How Do You Calculate Equity Release?

    How Is Interest Calculated on Equity Release?

    What Is the Typical Interest Rate on Equity Release?

    In Conclusion

    Using an equity release calculator will give you an estimate of how much equity you could potentially unlock from your property.

    While an estimate is a good starting point, we always suggest you work with your financial adviser to make sound financial decisions. 

    How Much Can You Release?

    Before You Start Reading....
    Let’s See How Much You Can Release


    Equity Release Calculator

    Value of Your Home?


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    100% Secure & Fast