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Analysis , Small Caps , Viewpoint

The 10 most common investment mistakes

Many investors fail to make the most of their savings and investments. An analysis of private investor behaviour reveals some common mistakes, which if avoided could lead to better outcomes:-

Analysis , Viewpoint

Protecting £1.25m pension funds from extra tax

From next month it will be possible for those with pension savings in excess of £1,250,000 to register for individual protection. Anyone with £1,250,000 of pension funds as at 5

News , Small Caps , Viewpoint

Young people unaware of £15,000 ISA limit

Younger people remain in the dark about the savings benefits on offer from the new £15,000 ISA limits, according to research conducted by YouGov for Nationwide. The new ISA regime

News , Tax Efficient Investing , Viewpoint

12.5 million paying ‘too much tax’ on savings and investments, says NFU Mutual

More than one in every four adults in the UK (26%) is paying too much tax on savings and investments, according to financial services provider NFU Mutual. As many as

Analysis , Viewpoint

Consider the tax implications of pension flexibility

For many years pensions have been viewed in quite a negative light, sometimes unfairly, particularly as the bulk of the fund had to be used to buy an income either

News , Viewpoint

Beware marginal income tax at 60%

Whenever I explain to someone that the effective rate of income tax on a slice of their income is 60%, they react by being surprised and then doubtful that this

News , Small Caps , Tax Efficient Investing , Viewpoint

Stocks and shares ISAs perform strongly

Research by Moneyfacts has revealed that the average stocks and shares ISA fund (based on unit trust and open ended investment companies) produced gains of 9.42% during the 2013/4 tax

Alternative Investments , News , Small Caps , Tax Efficient Investing , Viewpoint

Chinese demand for gold to grow over the next four years

Chinese demand for gold is set to increase from the current level of 1,132 tonnes a year to 1,350 by 2017, cementing its place as the world’s largest gold market.

Analysis , Viewpoint

VCTs and EISs – too good to be true?

In the four previous articles in my series looking at Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs) I have concentrated on structure, tax and ‘when’. In this fifth

Analysis , Small Caps , Viewpoint

Hidden tax traps in Chancellor’s pension reforms

At one stroke he cheered up his core supporters by liberalising access to pension funds but also improved the public finances by lining up a tax windfall for the Treasury.