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Analysis , Shares , Small Caps , Viewpoint

Life insurance should be written in trust

The benefits of a trust are often well known, but what isn’t known is that it doesn’t have to be a complicated process. In fact, it is often little more

Alternative Investments , Featured , Funds , News , Property , Shares , Small Caps , Tax Efficient Investing , Viewpoint

Bank of England maintains Bank Rate at 0.5%

The Committee also voted to maintain quantitative easing at £375 billion. Despite signs of recovery in the UK, market interest rates have risen sharply internationally and asset prices have been

Analysis , Shares

Protection with a cherry on top

The average cost of basic life insurance has halved in a decade. Price is one indicator of value for money when purchasing protection but it’s not the only one. When

Analysis , Shares

Could Angelina Jolie have claimed on critical illness?

After learning that she had an 87% chance of developing breast cancer, Miss Jolie decided that she would undergo a preventative double mastectomy to minimise the risk to fewer than

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Tinpot critical illness cover is a false economy

Each year in the UK 320,000 people are newly diagnosed with cancer and well over 200,000 suffer a heart attack or a stroke. Critical illness plans are constantly evolving and

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Consumers increase their levels of life cover

Men in their 30s have increased the amount they insure themselves for the most in the past year with the typical life assurance sum increasing by 20% according to new

Featured , News , Property , Shares , Small Caps , Tax Efficient Investing , Viewpoint

Bank Base Rate remains unchanged at 0.5%

“Recently we have seen signs of a tentative recovery as the UK economic picture starts to improve and other market indicators move into positive territory,” said Stephen Smith, head of

Analysis , Shares , Small Caps

Insuring against an investment firesale

Most of us work hard to build what we consider to be our nest egg for retirement. We strive to give our children the best possible start in life, whilst

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LV= overhauls critical illness plan

Alan Lakey, an IFA and protection expert at Highclere Financial, said the upgrade was “substantial” with 57 full or partial payment conditions plus total permanent disability and terminal illness. “This

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Protecting your children

In 2008 I did a bike ride for charity; a friend of mine was cycling 400 miles with 9 other blokes from Scotland to Derby, and, me being me, I