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News , Property

Simpler investment-linked annuity to launch direct

Tim Gosden, in charge of strategy for individual annuities at Legal & General, said the decision was a result of the firm’s dwindling sales in with-profits annuities and a strong

News , Property

Annuity rates edging back up

But even with this uptick, over a typical 18-year retirement a pension pot of £50,000 would today generate £10,224 less income compared to an annuity from just two years ago.

Analysis , Property , Small Caps , Tax Efficient Investing , Viewpoint

Five new tax year resolutions

Why not review your plans and start the new tax year fresh and put yourself on the right track for 2013/14? “If you are planning for a year, sow rice;

Analysis , Property , Small Caps , Tax Efficient Investing

Margaret Thatcher’s belief in DIY

Thatcher, Britain’s longest serving Prime Minister of the last century, did many things that shaped the UK’s economy for the future but there was one defining belief that united her

News , Property

Women “let down” by new state pension

Following a committee report from MPs criticising the government’s “cavalier” decision to bring in the new £144 a week flat rate state pension a year earlier than originally planned Sarah

News , Property

MPs slam “cavalier” changes to flat rate state pension

A special committee has urged the government to get the details sorted and start telling people exactly what the new system will mean for them. Currently it looks as though

News , Property , Small Caps , Tax Efficient Investing

L&G purchase of Cofunds must not cause investor delays

It’s an interesting move for Legal & General and underlines their commitment to the investment industry and desire to continue to be a major distributor. My hope would be that

Analysis , Property , Small Caps , Tax Efficient Investing , Viewpoint

Last minute ISA ideas

Make sure you take out your ISA as once the tax year ends you have lost that allowance. To take out an ISA all you need is your national insurance

News , Property , Small Caps , Tax Efficient Investing

Cyprus savers hit as investors warned to be circumspect

Depositors with less than the agreed threshold will be protected under the agreement, reached earlier this morning between Cyprus’ ministers, International Monetary Fund, European Central Banks and European Commission. Laiki

Analysis , Property , Shares , Small Caps , Tax Efficient Investing , Viewpoint

Financial planning or financial advice?

We don’t have to go back far in time to see an industry where financial advisers were transaction based. They earned their living by selling financial products and being paid