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Married couples allowance penalises a pay rise

The proposal, announced by Prime Minister David Cameron at the Conservative party conference, will see individuals not using all of their income tax personal allowance be able to transfer up


European inflation falls while equities undervalued

James Howat, European economist at Capital Economics, said although energy and food prices drove the fall in September’s headline rate, core inflation also decelerated slightly from 1.1% to 1.0%, suggesting


Help for home buyers with 5% deposit

The second phase of Help to Buy sees the government guaranteeing 15% of a mortgage where the borrower puts in 5% and the mortgage lender gives a 95% loan to


Mums to be are falling into debt

Some 45% of women have admitted falling into debt due to insufficient maternity leave pay with 23% of these women blaming their firm’s poor maternity package. Over half were forced


Fund in focus: Fidelity Special Situations under Alex Wright

Alex’s track record is short but impressive. His investment style fits the long term contrarian nature of the Fidelity Special Situations fund. His process is very structured and it appears


A third of Brits have no provision for death

This is according to new Legal & General Life Insurance research which showed that two thirds of people in the UK (63%) have no will, and nearly a third (29%)


Bank of England to monitor Help to Buy

Since the launch of the scheme there has been speculation that it has the potential to create a house price “bubble”. From January, the scheme will provide mortgage guarantees on

News , Small Caps

Scottish economy accelerates into growth

Expectations are high for this surge in growth to continue for the next six months. In the three months ending August 2013, 45% of firms surveyed increased turnover, a third


Ten tips to help with pension planning

Develop a plan so that you’re clear on what your goals are for retirement and how you’re going to achieve them. Keep your plan under review and make changes when

News , Property

Under 45s could face pension shock

This is according to recent research from Standard Life which found that only around a quarter (26%) of under 45s with pensions know what their pension pots are currently worth