Back to homepage
News , Tax Efficient Investing

Savers hit by rising inflation

To beat inflation, a basic rate taxpayer at 20% needs to find a savings account paying 3.63% per annum, while a higher rate taxpayer at 40% needs to find an


What are my interest-only mortgage options?

Whilst lenders have been tightening their criteria on this point it is in the main with justification because it is clear that borrowers were able to access interest only mortgages


Investment companies post good returns

Whilst the stock market has once again returned to a more volatile experience since the end of May, there’s still plenty to be cheerful about. The average investment company is

Alternative Investments , News

Viewpoint: Reconsider emerging market exposure

“After the banking crisis, emerging markets looked attractive compared to the west and became a substantial part of most global portfolios. “Most banks in emerging markets were not overextended, and

Alternative Investments , News

China growth rate slows

The country’s economy grew by 7.5% compared to the previous year, down from 7.7% in Q1. It follows trade data last week which revealed a 3.1% fall in exports from

News , Shares , Viewpoint

Save 49% on life insurance

If you have made plans to protect your loved ones in the event of your premature death then you could be missing out on potentially massive tax savings. Why? Rather

News , Property

Pensions triple lock “doomed”

The original DWP impact assessment showed the cost of the state pension increasing from 6.4% of GDP today to 8.1% of GDP by 2060. Without the reforms, the cost would


Bernanke reassures investors on QE

Stock markets had fallen away from recent highs following comments in May and June by Bernanke that the Fed will look to taper the rate of QE. Initially investors appeared


Royal Mail to go private

The state-owned postal service could be valued up to as much as £3bn in an initial public offering taking place this year. Richard Hunter, head of equities at Hargreaves Lansdown,

News , Property , Viewpoint

Pensioners paying up to 72% tax on lump sum

There is a fair chance therefore that what follows applies to you. What most defined benefit (final salary, average salary) pension members don’t realise is that the tax-free cash which