Analysis

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Analysis

Getting a buy-to-let mortgage

Gross lending was £4.2bn in Q1 2013 compared to £3.7bn for the same period in 2012. It is clear to see why with buy-to-let rates tumbling and just as importantly

Analysis

Investments up over 8% in three months – any good?

The past two years have been a harrowing time for investors so it is good to have a period of growth. But the big question is whether I could have

Analysis , Tax Efficient Investing

Savings destination unknown

I will try and illustrate what I mean using a personal driving analogy. My wife and I often decide to go out for a drive and there are two distinct

Analysis , Property

How does income drawdown work?

What now? Research we have carried out with Sippdeal investors has demonstrated that many view the decision on choosing how to take your income from your retirement savings as one

Analysis , Property

Understanding the Pensions Bill

Indeed, this event was rather overshadowed by another retirement related topic as Sir Alex stepped down and Manchester United shares fell by 4%. However, while Manchester United (and potentially Everton)

Alternative Investments , Analysis

Where should I invest?

Even government bonds look shaky in respect to some heavily indebted European countries and the bonds of nations with sounder finances offer scant returns, often significantly below the rate of

Analysis

Getting to grips with investment charges

The Retail Distribution Review (RDR) came into effect at the start of the year, transforming many aspects of the way advisers operate. It’s good news for customers – the new

Analysis

Divorce: how to be savvy with your money

In the run up to launch, I will be providing you with some excerpts of the book to give you a taste of what to expect. In the next three

Analysis , Property

New state pension explained

Government statistics tell us that for the average pensioner household, state pension is the largest component of income, accounting for nearly a third of total gross income. Next highest is income

Analysis , Tax Efficient Investing

Investing to beat inflation

Cash will always play an important role in managing your finances but with rates so low it no longer protects investors from the ravaging effects of inflation. At the current