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Analysis , Viewpoint

IFAs are working hard to rebuild trust

Over reporting can distort the overall perception of any subject. In the instance of financial advice this can do more harm than good if it means that people who could

Analysis , Property

Can I defer my retirement?

You worked for the same employer for most of your life, received a nice gold watch before being shown the door and then spent the rest of your life gardening,

Analysis

US debt ceiling more important than shutdown

Investors have become used to political brinksmanship in the US with negotiations going to the wire but each time a resolution has been found. These negotiations are the warm up

Analysis , Property

Make use of pensions while they are around

Pension reliefs are currently attractive for higher and additional rate taxpayers with the cost of a £1 investment achieved for just 60p in the case of a 40% tax payer.

Analysis , Property

Protecting against the lifetime allowance tax

Initially introduced in 2006 at £1.5m, the LTA was aimed at the very top end of the market and it was thought it would impact only 2% of the population.

Analysis , Property

October income drawdown rates rise

In recent weeks the yield on 15-year government gilts, which influences the amount of income people in drawdown can take, has risen quite noticeably. In July of this year 15-year

Analysis , Property

Should all SSAS have a professional trustee?

This is quite a risky approach if you are not familiar with pension rules as you are exposing your personal and pension money to large tax penalties if you make

Analysis

Questions to cut through “where to invest” noise

As investors are increasingly seeking out the right investments, the amount of information available can serve to both help and confuse. Information overload is one of the downsides of having

Analysis , Viewpoint

Four regular checks to maximise investment returns

Here are four that you should bear in mind and revisit on a regular basis. Use your annual tax allowances The most obvious place to start is to use your

Analysis , Shares

Spate of improvements to critical illness cover

Ageas, Bright Grey, Friends Life, PruProtect and Scottish Provident have all chosen to upgrade critical illness cover within the last month and in many instances the alterations are substantial and