Sophie Robson

Sophie Robson is the author of the CSFI report on young people and personal finance “Generation Y: the (modern) world of personal finance”. She is a regular commentator on issues surrounding young people and financial services.

Posts from Sophie Robson


What are NISAs and why are they nicer for young people?

First of all, let’s start with the basics. ISA stands for ‘individual savings account’ and was set up in 1999 as a way to encourage more people to save on

Alternative Investments , Analysis

The risks of investing in Bitcoin

But is this an exciting new financial innovation, or just another bubble in the making? Bitcoin is starting to become more mainstream. The recent Senate hearing in the US and

Analysis , Property

Young Money: Auto-enrolment and how it works

A recent report by the CSFI found that up to 40% of young people with a pension were unsure what type they were paying into. Fortunately auto-enrolment should go some

Alternative Investments , Analysis

Young money: the pros and cons of spread betting

This works when a spread betting company quotes two prices, the bid and the offer price (also known as the spread). Investors bet whether the price of the underlying stock

Analysis , Small Caps

Young Money: Using ETFs to balance risk

The problem is that when it comes to investing, young people are increasingly on their own. Luckily there are a number of investment vehicles out there which to help young


Young Money: Time to buy a house?

There are also signs that these benefits are trickling down to younger first-time buyers, with initiatives such as the UK government’s Help to Buy scheme proving moderately successful at helping

Analysis , Small Caps , Tax Efficient Investing , Viewpoint

Young Money: a guide to peer-to-peer lending

It gives lenders the opportunity to earn more lucrative rates of interest than they might from a conventional savings account or current account – in some cases up to 10%.