Ray Boulger

Ray Boulger is senior technical manager at independent mortgage adviser John Charcol

Posts from Ray Boulger

Analysis , Small Caps

History of BBR at 0.5pc for 5 years

The previous lowest Bank Rate was 2% and although the rate has hit that level several times in its long history there were only two occasions when it remained at


Interest rate hold hasn’t stopped mortgage rates rising

Over the past fortnight there has been some jockeying of positions on 2-year fixed rates, with some rates being increased and others decreased. However, it is a different story in


Mortgages and house prices up, up, up

The MPC’s no change announcement following its regular monthly meetings has now become little more than a ritual and this looks unlikely to change for many more months. The only