John Lawson

John Lawson is head of policy, corporate benefits, at Aviva

Posts from John Lawson

Analysis , Property

Should pension charges be capped?

It’s small wonder then that the government wants to make sure that people are not enrolled into sub-standard pension schemes. One aspect they are particularly interested in is how much

News , Property

Should I take financial advice when I retire?

I have previously written about the importance of picking the right type of retirement income to suit your own circumstances and needs. Since that article was written, there has been

Analysis , Property

How is the government changing pensions?

But saving for retirement has never been more important. With an ageing population increasing the demand on and costs of health and care services, a lavish state pension cannot be

Analysis , Property

Pensions if you’re in your 20s, 30s or 40s

That could mean that there is a desire for face-to-face guidance sessions, or that the actual information being communicated should be highly relevant to the specific individual’s circumstances. It’s likely

Analysis , Property

How to turn savings into a retirement income

In most important order, these are: • How much you put in • How well your investments do • The rate you get at retirement when you turn your savings

News , Property

Beware pension transfer cash-back offers

However, you should be cautious about such offers for three good reasons: 1. If they have to offer you cash to move your savings, what does that say about their

News , Property , Viewpoint

Pensioners paying up to 72% tax on lump sum

There is a fair chance therefore that what follows applies to you. What most defined benefit (final salary, average salary) pension members don’t realise is that the tax-free cash which

Analysis , Property

Understanding pension investment options

Most people don’t understand the different sorts of investments but it’s not as difficult as you might think, particularly if you ignore all the “high-alpha, multi-asset, diversified growth” gobbledegook spewed

Analysis , Property

New state pension explained

Government statistics tell us that for the average pensioner household, state pension is the largest component of income, accounting for nearly a third of total gross income. Next highest is income

Analysis , Property , Tax Efficient Investing

How much should I save for my pension?

When people start to think about pensions, one of the first questions they ask is “How much do I need to save?” Follow these simple steps and you will soon