David Smith

David Smith is wealth management director of Bestinvest and heads the firm’s financial planning practice in Newcastle. He is a certified financial planner and a member of the Chartered Insurance Institute, Personal Finance Society and Institute of Financing Planning.

Posts from David Smith

Analysis , Property

Government pension reforms are too little too late

Defined benefit pension schemes have been under the increasing threat of extinction in recent years, with most company schemes closed to new members and new employees having to bear the

News , Property

Rocketing non-advised annuity sales alarming

This is one of the most concerning aspects of the growing advice gap that has opened up since the introduction of the Retail Distribution Review – regulation banning commissions among

News , Property

Viewpoint: Don’t put up with sub-standard pension

And that withering assessment is just based on hefty, and often opaque charges: it doesn’t even factor in the dreary performance being delivered by many pensions, a major problem in