Alan Lakey

Alan Lakey has been in financial services since 1978 and an independent financial adviser since 1986. He is a specialist in protection insurance, winning several awards including the Unbiased protection IFA of the year 2013. As well as running his own financial services advisory firm, Highclere Financial Services, Lakey also founded and runs the CIExpert website and is a member of the APFA Council.

Posts from Alan Lakey

Analysis , Shares

Spate of improvements to critical illness cover

Ageas, Bright Grey, Friends Life, PruProtect and Scottish Provident have all chosen to upgrade critical illness cover within the last month and in many instances the alterations are substantial and

Analysis , Shares

Not all insurers cover children’s illness

This may be because advisers tend to focus on the main aspects of these plans such as cancer cover. Additionally, few consumers actually read their plan documents and therefore fail

Analysis , Shares

Critical illness cover is getting better

Ageas kicked matters off in January with a number of solid improvements and they were followed by LV=, Zurich, Aviva and more recently Beagle Street. Beagle Street is an interesting

Analysis , Shares

Zurich joins critical illness mass

Zurich is the last of the companies which market via financial advisers to introduce partial payment conditions. For the uninitiated, partial payment conditions are those where the insurer will only

Analysis , Shares

Tinpot critical illness cover is a false economy

Each year in the UK 320,000 people are newly diagnosed with cancer and well over 200,000 suffer a heart attack or a stroke. Critical illness plans are constantly evolving and