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Factor-based ETFs could help you diversify

The evidence suggests that it is still a better approach than active investing, which is merely a more exciting and expensive way to end up in the same place!  All


As the MMR approaches what next for mortgages?

But what about mortgages? Over the last few years, the mortgage market has seen a gradual decline in the remortgages. This has mainly been due to the low Bank of

News , Small Caps

More over-50s open share dealing accounts

The data from Saga shows a “huge yearly increase” (80%) in the number of customers opening nominee share dealing accounts. Saga says there has also been a general 43% year-on-year


Brits won’t pay for investment advice

The survey also revealed that 56% would only pay for investment advice if it guaranteed they wouldn’t lose any money. Just 7% of the 2,019 consumers who took part in


New retirees see income drop by two thirds

The report reveals that while the average annual salary for the over 60s is £25,480, the average annual pension income, including state pension, is just a third of that at

News , Property

Pension charges to be capped at 0.75%

The cap will be significant for millions of people who are being automatically enrolled into workplace pension savings. The charge cap is the toughest of the three the government had

Funds , News , Tax Efficient Investing

Embrace the bull in the China shop

The thrust of most negative reports focus on six key issues: that China has grown at an unprecedented rate; has a lot of debt; struggles with corruption; has unreliable statistics;

News , Property

Changes to pensions set to boost equity release

This is the view of Age Partnership which believes the equity release sector will benefit as providers develop innovative solutions for meeting consumers’ requirements for income and capital sums for


Why you should check your credit score

It is important to understand that there are things that you can do in order to improve your credit score but it is also very easy to have a false


Fund managers see hard currency as key to growth in 2014

The Aviva Investors Multi-Manager Fixed Income Survey asked fund managers with around £2 trillion of assets under management for their views on markets. Fund managers were asked about return expectations