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Analysis

How to review your investments yourself

This festive season make it a new year’s resolution to think afresh about your financial goals and whether you’re on target to achieve them. Start from the premise that financial

News

Treasury denies putting pressure on Help to Buy

After announcing strong results earlier this month Nationwide has confirmed it has no plans to offer the second phase of Help to Buy suggesting it can fund 95% mortgages more

News , Viewpoint

What are the tax benefits of EIS and VCTs?

My last article Venture Capital Trusts and Enterprise Investment Schemes – a risk worth taking? looked at the nature and structure of these investment mediums, the risks involved and also

News , Tax Efficient Investing

Now grandparents are asking their children for money

On average they gave £2,251 to help parents with ad-hoc expenses such as shopping, holidays and utility bills. Some grandparents now find themselves helping their own parents too. In the

Analysis , Property

Capping pension scheme charges – be careful what you wish for

The principle suggestion is for a cap of either 1% on scheme assets as an annual management charge, or a tougher cap (better for scheme members) of 0.75%. There have

News

Mortgage lending life support switched off

The Funding for Lending Scheme currently offers banks cheaper cost of funds from the Bank of England if they can prove they lend those funds to households through residential mortgages

Analysis , Funds

Five predictions for Asia over the next five years

“Investors have turned to Asia in their search for income, with its 14 distinctive markets providing a multitude of opportunities for diversifying income sources,” he said. “Confidence in the region

News , Property , Tax Efficient Investing

Political point scoring on pensions stops people saving

Research from Bestinvest published today showed a further third of people said the most discouraging factor stopping them from saving into a pension was that the rules kept changing. And

News

Royal Mail – the investment case for holding shares

Gradual but terminal decline of the letters business is an ongoing challenge, whilst the dividend yield has suffered as a result of the share price appreciation. Standing at an estimated

Analysis

Should I use a mortgage broker?

So why is advice the best option? Without wishing this blog look like a self promotion of our industry there is an inherent complexity in the market that does need